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With the right knowledge, a clear plan, and consistent action, you can move from feeling overwhelmed to feeling empowered.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eDigital Download | PDF Ebook\u003c\/strong\u003e\u003cbr\u003eWritten by Dorothy Williams, Founder of Flower Budgets\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eSmall Steps, Big Blossoms™\u003c\/em\u003e\u003c\/p\u003e","brand":"Flower Budgets ","offers":[{"title":"Default Title","offer_id":48339394527454,"sku":null,"price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/5761\/7118\/files\/Character_100_Envelope_Challenge_-_2026-06-17T093248.344.png?v=1781703568"},{"product_id":"beyond-the-swipe-understanding-the-truth-about-credit-card-debt-ebook","title":"Beyond the Swipe: Understanding the Truth About Credit Card Debt eBook","description":"\u003cp\u003eCredit cards can be powerful financial tools—but they can also become one of the biggest obstacles to achieving financial freedom. \u003cem\u003eBeyond the Swipe: Understanding the Truth About Credit Card Debt\u003c\/em\u003e takes an honest look at how credit card debt affects millions of people and provides the knowledge needed to make informed financial decisions.\u003c\/p\u003e\n\u003cp\u003eThis educational guide explores the rise of credit card culture, how credit card debt works, the true cost of carrying balances, and the common myths that often keep people trapped in a cycle of debt. 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